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CanadianMortgage Rates Search Engine

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RateBot.ca is a Canadian Mortgage Rate Comparison Engine. RateBot.ca was created to help our visitors secure the best mortgage rate using our mortgage rate comparison search engine. RateBot.ca provides you with the capability of comparing 100s of mortgage products in Canada.
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Mortgage Rate Updates Last mortgage rate update: Jan 12, 2026 8:52 pm
Prime Rate: 3.2%
Overnight rate: 1%
Qualification Rate: 5.25%
Lowest mortgage rates in Canada
Lendmore Financial
4.49%      5 year fixed mortgage
Benson Mortgages
Mortgage Products
Company Rate Payments Descending Type Term Rating
6.24% $581.00 Fixed Closed 2 Years
  • Currently /5
6.29% $584.30 Fixed Closed 1 Year
  • Currently /5
6.34% $587.61 Fixed Closed 1 Year
  • Currently /5
6.39% $590.92 Fixed Closed 2 Years
  • Currently /5
6.49% $597.57 Fixed Closed 5 Years
  • Currently /5
6.49% $597.57 Fixed Closed 5 Years
  • Currently /5
6.49% $597.57 Fixed Closed 5 Years
  • Currently /5
6.75% $614.97 Fixed Closed 6 Years
  • Currently /5
6.79% $617.67 Fixed Closed 1 Year
  • Currently /5
7.00% $631.86 Fixed Closed 7 Years
  • Currently /5
7.00% $631.86 Fixed Closed 7 Years
  • Currently /5
7.00% $631.86 Fixed Closed 7 Years
  • Currently /5
7.49% $665.39 Fixed Closed 10 Years
  • Currently /5
7.49% $665.39 Fixed Closed 10 Years
  • Currently /5
7.49% $665.39 Fixed Closed 10 Years
  • Currently /5
9.15% $782.52 Fixed Open 1 Year
  • Currently /5
9.15% $782.52 Fixed Open 1 Year
  • Currently /5
9.15% $782.52 Fixed Open 1 Year
  • Currently /5
9.15% $782.52 Fixed Open 6 Months
  • Currently /5
9.15% $782.52 Fixed Open 6 Months
  • Currently /5
5.00% $501.42 Variable Closed 5 Years
  • Currently /5
5.60% $539.36 Variable Closed 5 Years
  • Currently /5
6.45% $594.91 Variable Closed 5 Years
  • Currently /5
6.49% $597.57 Variable Closed 5 Years
  • Currently /5
8.15% $711.35 Variable Open 3 Years
  • Currently /5
9.75% $825.98 Variable Open 5 Years
  • Currently /5
21 - 40 out of 46 mortgage products displayed
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Disclaimer: Please note that Ratebot.ca is an independent information only website. We are not a mortgage broker or mortgage lender. We do not take responsibility for the features, products and rates displayed on the website because they are subject to change at any time without a notice. All information displayed is for information purposes only. Please contact the lender of broker directly for more details. Ratebot.ca is not liable for any damages caused by the use of the information it provides.