Mortgage Rates Canada: RateBot.ca

Mortgage Rates Search Engine

RateBot.ca is a Canadian Mortgage Rate Comparison Engine. RateBot.ca was created to help our visitors secure the best mortgage rate using our mortgage rate comparison search engine. RateBot.ca provides you with the capability of comparing 100s of mortgage products in Canada.

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Last mortgage rate update: Jan 12, 2026 8:52 pm

Prime Rate: 3.2%
Overnight rate: 1%
Qualification Rate: 5.25%

Lowest mortgage rates in Canada

5.00% 5 year variable mortgage

4.49% 5 year fixed mortgage

Mortgage Products
Company	Rate	Payments	Type	Term	Rating
	5.00%	$501.42	Variable Closed	5 Years	Currently /5
	5.60%	$539.36	Variable Closed	5 Years	Currently /5
	6.45%	$594.91	Variable Closed	5 Years	Currently /5
	6.49%	$597.57	Variable Closed	5 Years	Currently /5
	8.15%	$711.35	Variable Open	3 Years	Currently /5
	9.75%	$825.98	Variable Open	5 Years	Currently /5
41 - 46 out of 46 mortgage products displayed Page(s): 1 2 3

Disclaimer: Please note that Ratebot.ca is an independent information only website. We are not a mortgage broker or mortgage lender. We do not take responsibility for the features, products and rates displayed on the website because they are subject to change at any time without a notice. All information displayed is for information purposes only. Please contact the lender of broker directly for more details. Ratebot.ca is not liable for any damages caused by the use of the information it provides.